Consent for Electronic Signatures, Records, and Disclosures (“E-Consent”)

Effective as of: March 2022

INTRODUCTION

You are submitting a request to be connected with one of our third-party lenders or marketing partners. To offer you a loan, one or more of the third-party lenders and/or marketing partners in our network requires your consent to use and accept electronic signatures, records, and disclosures (“E-Consent”). Maawanji’idiwag, LLC makes no representations as to what, if any, communications you may receive from our network of lenders and marketing partners.


This is intended to put you on notice of your rights when receiving disclosures, notices, and information. By clicking “I Consent,” or other links assenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contractual documents (“Disclosures”).


OPTION FOR PAPER RECORDS/DISCLOSURES

If you would like to receive a paper copy of any Disclosures, please contact the third-party lender or marketing partner directly. These Disclosures may be available to you by the third-party lender or marketing partner. Please note, some lenders or marketing partners may charge a fee for sending you paper copies of Disclosures. The lender or marketing partner will retain all Disclosures as applicable law requires.


SCOPE OF CONSENT

This E-Consent applies to all interactions online between and concerning you and the third-party lender or marketing partner, and includes interactions engaged in on any mobile device, including smart-phones, phones, and tablets. The third-party lender or marketing partner, through this E-Consent, may process your information and interact during all online interactions with you electronically. You may also receive notices sent electronically from the lender or marketing partner related to your interactions and transactions with the third-party lender. You further understand and acknowledge that all communications, whether to assist you in obtaining the loan you requested or for promotional purposes or otherwise, may be through direct mail, e-mail (at the e-mail address you provided) and/or by telephone/mobile device (at the number(s) you provided) regardless of whether your e-mail address and/or numbers may be listed on a corporate, state, or federal Do-Not-Contact registry, suppression list, or the like. Disclosures may be provided online at the third-party lender’s or marketing partner’s website(s).


CONSENTING TO DO BUSINESS ELECTRONICALLY

Prior to deciding whether or not to conduct business electronically with a third-party lender or marketing partner, please first consider whether you have the hardware and software capabilities required to do so. To access, obtain, and retain Disclosures

electronically, the following computer software and hardware are required. You will need a working connection to the Internet. Your browser must support the Secure Sockets Layer (SSL) protocol and (at least) 128-bit encryption. SSL provides a secure channel to send and receive data over the Internet through HS encryption capabilities. Microsoft Internet Explorer 10 or above, Mozilla Firefox 28 or higher, or equivalent software support this feature. You will also need a printer connected to your computer to print disclosures/notices. To access your electronic documents on a mobile device, you will need: A mobile device with any of the following operating systems: Android or iOS (iPhone); a data plan provided by your wireless carrier and an up-to-date mobile internet browser that is compatible with, and supported by, your operating system (e.g., Chrome or Safari); if you wish to view .pdf files on your mobile device, you will need software that accurately reads and displays .pdf files (such as the mobile version of Adobe Reader);and a printer and/or storage device if you wish to print or retain any electronic documents. To access your electronic documents on a traditional computer, you will need: a computer with any of the following operating systems: Windows 8 or higher, OS X (Apple Macintosh) or higher; an internet connection and an up-to-date internet browser that is compatible with, and supported by, your operating system (e.g., Internet Explorer, Firefox, Google Chrome, or Safari); software that accurately reads and displays .pdf files (such as Adobe Reader); a printer and/or storage device if you wish to print or retain any electronic documents. We are not an Internet Service Provider (“ISP”). You must have your own ISP.


Please direct any questions you may have regarding these hardware and software requirements directly to the third-party lender or marketing partner.


WITHDRAWING YOUR CONSENT

Your E-Consent for our lender-connection service and for our third-party lenders’ or marketing partners’ consideration of your connection request cannot be withdrawn as it is a one-time transaction. Its legal effectiveness, validity, and enforceability will not be affected if you choose to withdraw this E-Consent. Upon being connected with one or more third-party lenders and/or marketing partners, you may withdraw your E-Consent with any of those third-party lenders or marketing partners at any time, and at no charge to you. Please note, if you withdraw your E-Consent prior to receiving a loan, you may be prevented from obtaining a loan from the lender or marketing partner.


CHANGE OF CONTACT INFORMATION

Please notify the third-party lender or marketing partner of any change(s) to your email address or mailing address. You must contact the third-party lender or marketing partner directly to update your information.


YOUR ABILITY TO ACCESS DISCLOSURES

BY CLICKING THE LINK OR “I CONSENT,” YOU ASSENT TO THE TERMS OF THIS DISCLOSURE. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE FORMATS DESIGNATED ABOVE.


CONSENT

BY CLICKING THE LINK OR “I CONSENT,” YOU ASSENT TO OUR TERMS. YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU ELECTRONICALLY, AND TO DOING BUSINESS WITH THE THIRD-PARTY LENDER OR MARKETING PARTNER ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, TO BE PROVIDED TO YOU UPON REQUEST AT NO CHARGE. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED IN ORDER TO RECEIVE SERVICES FROM THIRD-PARTY LENDERS OR MARKETING PARTNERS OVER THE INTERNET. IF YOU DO NOT PROCEED, THEN YOU DO NOT WISH TO USE ELECTRONIC SIGNATURES OR CONDUCT THIS TRANSACTION ELECTRONICALLY.


About Us

FastCash100.com serves you by connecting you with one of our affiliated lenders or lending partners. After you submit the secure online form, you may be eligible for a short-term loan of up to $5,000. Be aware that some short-term loans are subject to high interest rates and fees and should only be used to meet short-term needs and not as a solution for long-term financial issues.

 

We are committed to responsible lending practices and are a team of dedicated professionals who are here to help you every step of the way. We understand that financial emergencies happen, and our goal is to get you connected to a lender who can lend you the money you need as quickly and conveniently as possible. Our goal is to provide a hassle-free experience when you need it most.

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Contact Us

FastCash100.com is NOT a lender, so for questions about your loan, contact your lender or lending partner directly.

For all other inquiries please contact us via the form below.

Consumer Disclosures

Important Disclosure. Please Read Carefully.

Maawanji’idiwag, LLC, the owner and operator of this website and its services (collectively, “Service”), is not a lender or creditor, is not a broker, does not make offers

for loans, and does not make any credit decisions. We are not a representative or agent of any lender and have no control over the lenders or lending partners in our network. Maawanji’idiwag, LLC is a wholly owned subsidiary of Tribal Economic Development Holdings, LLC, a wholly owned and operated economic arm and instrumentality of the Lac Vieux Desert Band of Lake Superior Chippewa Indians (“Tribe”), a federally recognized Indian tribe, created for the benefit of the Tribe and operating pursuant to Tribal law.


Use of our Service and submission of a loan request is not submission of a loan application. We do not guarantee that you will be approved for a loan. This Service may not be available to residents of every state. Some lenders or lending partners may obtain consumer reports or conduct credit checks through Equifax, Experian,

TransUnion, or other alternative credit bureaus. Some lenders may require faxing of information. In some instances, you may have to visit a physical store or branch location to complete your loan request process. Please contact your lender directly with questions or issues regarding your loan.

 

Consumer Notice

Shorter-duration loans from third-party lenders are meant to provide temporary relief for financial needs and are not intended as long-term financial solutions. Consumers who have credit problems or who face debt should seek professional debt and credit counseling. Consumers are encouraged to learn of the risks involved with taking out shorter-duration loans, loan alternatives that may be more suitable for your financial needs and situation, and any local and state laws around shorter-duration loans in your state. If you accept the terms and conditions for a loan offer, you agree to repay the loan principal and finance charges according to the payment schedule detailed in the documents provided to you by your lender. We strongly encourage you to thoroughly read all loan agreements provided to you. If you miss a payment or make a late payment, additional fees or charges may apply. We do not control the amount of fees or charges you may owe for nonpayment, late payment, or partial payment.

Ask your lender for more information.


Implications of Late Payments

It is important that you understand the consequences of making late payments on your loan. Late payments on your loan may result in additional fees or collection activities, or both. Third- party lenders have their own policies regarding late and partial payments. We strongly encourage you to review the terms governing late payments and partial payments provided in your loan document before signing the loan agreement.


Implications of Non-Payment

Non-payment of credit could result in collections activities. Third-party lenders have their own policies regarding non-payment. We strongly encourage you to review your particular lender’s policy on non-payment including any fees and penalties you may be subject to for non-payment.


Paid by Lenders, Lending Partners, Networks, or Other Marketers

The operator of this Service does not make loan offers; we aim to connect consumers with lenders. Submitting a loan request allows us to connect you to third-party lenders, lending partners, other networks and marketers, and these parties pay us if they offer you a loan or if a lender within their network is able to offer you a loan. If you receive a loan offer, be advised that the lender or lending partner you are paired with may not offer you the best loan terms for your financial situation.

 

Credit Implications

Third-party lenders may conduct credit checks with credit bureaus or obtain consumer reports through alternative providers to determine your eligibility for a loan. By submitting your information to us, you agree to allow us to share your information with lenders, lending partners, and marketing partners in our network and for these parties to verify your information and perform credit checks. You are not obligated to contract with any third-party lender or party within our network.


Availability

Our Service is not available in all states. We reserve the right to change the availability of our Service at any time without notice. If you request a loan in a state where such loans or loan products are prohibited, or where our Service does not have an available lender or lending partner, you will not be connected to a lender or lending partner. Please familiarize yourself with your state’s regulations pertaining to shorter-duration loans. In using our Service, it’s possible that you may be connected with a tribal lender. Please be aware, tribal lenders are subject to tribal law and particular federal laws, which govern its loans and related agreements, but are exempt from abiding by state law. Please fully read and understand the terms of any loan offered by any lender. Do not agree to a shorter-duration loan offer that includes terms you do not agree to, or that you are unable to repay.


Marketing Practices

To register for our Service, you must agree to our Privacy Policy, Terms of Service, and E-Consent. By registering to use our Service, you are giving your express consent to receive promotional and advertising materials from us, our network of lenders, and third-party marketers with whom we may share your information. They may also provide information to you about additional services and/or products. You further

understand and consent that all communications, whether to assist you in obtaining the loan you requested or for promotional purposes or otherwise, may be through direct mail, e-mail (at the e-mail address you provided) and/or by telephone/mobile device (at the number(s) you provided) regardless of whether your e-mail address and/or numbers may be listed on a corporate, state, or federal Do-Not-Contact registry, suppression list, or the like.


To opt out of receiving such marketing materials and/or communications, you may request to be removed by using the relevant opt-out mechanism in such communications or by contacting the third party directly. We are not responsible for any promotional and advertising materials sent to you by the lender and other marketers and have no control over stopping unwanted communications directed to you from sources beyond our direct control. You will need to contact your lender and/or the sender of the communication directly to remove your name and/or contact information from their list of recipients.

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